Wildfire Defense Calculator

What's the Real Cost of Doing Nothing?

Answer three questions about your home. We'll show you the math on wildfire risk — and what it takes for defense to pay for itself.

1
Insurance Premium

What do you pay for wildfire insurance each year?

Your annual premium. An estimate is fine.

$5,000
per year
$1,000$100,000
2
Home Size

How large is your home?

Approximate square footage of your home's livable area. This determines how many defense systems your property needs.

2,500
square feet — 1 system · $1,800/yr
500 sq ft10,000 sq ft
3
Home Value

What would it cost to rebuild your home?

Not the market price — the estimated cost to rebuild the structure if it were destroyed. Be sure to include furniture, personal property, and landscaping in your estimate.

$1.5M
estimated rebuild cost
$250K$10M
4
Risk Assessment

What are the odds a wildfire damages your home this year?

Your gut feeling. Most homeowners in high-risk California zones estimate somewhere between 1% and 10%.

3%
estimated annual probability
0.5%15%
5
Location

What's your zip code?

So we can check your area's fire hazard severity zone and tailor your results.

Free Assessment

Get Your Wildfire Defense Plan.

A Matador Fire specialist will walk your property, identify vulnerabilities, and build a plan that fits your home and budget. No pressure, no obligation.

Schedule Your Assessment

A Matador Fire specialist will contact you within 24 hours to schedule your on-site walkthrough.